What is another name for interest-sensitive whole life insurance?

Another name for interest-sensitive whole life insurance is universal life insurance. Universal life insurance is a type of permanent life insurance that offers flexibility in premium payments and death benefits, as well as the potential to accumulate cash value over time. The interest-sensitive aspect of this type of insurance refers to the fact that the cash value of the policy is tied to the performance of a specified interest rate or index. This allows policyholders to potentially earn higher returns on their cash value than with traditional whole life insurance policies.